New Distribution Model For Insurers, Insurance Brokers And Intermediaries

The new way of secure commissions the classic Commission models applied to pay make usually both represent a risk for the insurer, as well as to the intermediary. The insurance financed and risked for a cancellation, that the insurance agent can not pay back the Commission. Learn more about this with Brian Neale. The agents in turn risked a collection procedure, should he suffer from a liquidity squeeze. The intermediary can minimize this risk by keeping its Commission payments ratierlich. This leads to the problem that this affects the income from his commissions. Sales reluctance is the resulting sequence. Learn more at: Sculptor Capital. Commission factoring expands the portfolio of bcn (business connecting network) – the new way to the secure commissions! Conversations showing since summer 2009 with factoring companies, that most of the companies neither on a common model for this type of factoring, still has special know-how, to develop this area for themselves. ERGO has our Partner, the CMT AG, met with the development of your Commission payout model exactly in the black.

Talks are well advanced, so that is to be expected with the introduction of Commission factoring of of CMT AG business connecting network starting in January 2010. The parallel talks with major German insurance companies have caused a reaction of enthusiasm to euphoria. The mentioned companies have recognized immediately that here a classic win-win situation, in which the Broker receives a cancellation-safe merit as well as insurance companies can work minimized risk and own capital-friendly. Further information on the subject of pension provision under: fondspolice.shtml press contact: bcn – business connecting network Mr. Ralf Hettinger diesel road 2 61381 Czemins village, mobile: + 49 (0) 157 – 74 20 79 59 Tel: + 49 (0) 60 07 – 28 92

Landlubbers In Panic – No Reason!

Ship interests are and remain stable value investments! The financial market crisis sets appear not only in the minds of many journalists. More and more negative news about the shipping (about rates decline, financial problems, etc.) be alarmed many investors. So-called experts advise by circular on the sale of investments. No word has been written about the rise of the dollar. Dipl. engineer W. Beneke, Executive Board Beneke second market, takes this position: for ship experts, there is no reason to panic.

The shipping markets have since times of the Hanseatic League cyclical (and probably for still a long time). Similar to the famous pig cycle too many new ships are built with high freight rates and weak times to a few. This leads to low and high range of shipping space and to high and low income. Ship investments are long-term business investments with high yields on safe. Of the existing financial market crisis, investors are not affected ships already travelling and vercharteter. On the contrary : every investor is pleased to secure monetary assets in these times. The rise of the dollar against the euro in recent weeks, gives a higher revenue in euros 20% unchanged Charter about.

It has not been a loss in value of the financial market crisis for investors. Selected ship investments offer a safe anchorage for capital for new investors. Unfortunately, there are also offers from inexperienced, ancillary providers, which in the long term lead to disappointments. The Council of experts is more important than ever. “Beneke second market AG on the Beneke second market AG is active and thus recognized secondary market pioneer since 1999 in the secondary market”. Investments are traded on the secondary market, investors want to sell before the end of the regular term of the contract. This is the most common life insurance. The secondary market for closed-end funds is a fast-growing niche, because it brings together the interests of buyers and sellers (win-win situation). The Beneke second market AG determine the highest price for the investors (seller) by obtaining multiple bids. This service is free of charge for the customer. So far, ship holdings are taught primarily by investors to institutional buyers (banks, secondary market funds, investors).

European Central Bank

Implications of decisions adopted by the ECB on financial markets behind the acronym ECB, you hear again and again in the different messages, the European Central Bank conceals. The European Central Bank runs monetary and currency policy. The essential instrument which the ECB this is available, is the lowering and raising of the federal funds interest rate. If the ECB to lower interest rates, banks on better terms lend themselves to pass on this benefit to their customers. Loans can be included thus about cheaper what cause at the same time, that spent more money and promote the economy. In times of a weakening economy, it comes accordingly every now and again to a reduce of the federal funds interest rate to stimulate consumption. Even in the current financial crisis, cause the ECB has decided to use this instrument to take influence on the economic situation.

It remains to be seen whether this but actually enough positive momentum, can be used. Of course, can There is also the other way around: the ECB can also increase the interest rate. This is especially necessary if inflationary tendencies should be eliminated. The relative stability of prices is indeed very important for a functioning economy. Interest rates are raised, to rise the interest that consumers have to pay if they want to take out a loan. On the other hand, but also the interest of consumers for their savings from the banks get get. An interest rate hike has both a positive and a negative side from the consumer perspective depending on whether one has savings or however want to take out a loan. Sebastian post

The Color Of Gold

‘Not all that glitters is gold,’ grandmother already knew. She stuffed the savings in the stocking, what must be the best form of investment at the impending inflation. Connect with other leaders such as KMC Solutions here. Munich, October 24, 2008 – the fear of further falling stock prices drove the gold price extremely since a few days the rate is again plummeting. How useful, it is so today in commodities to invest and what alternatives? In short, Must gold shine? The record level of $1,000 per Troy ounce was palpable near, the mirror reported. “At the beginning of the year, the Frankfurter Allgemeine Zeitung headlined the gold price knows no border.” The shiny metal is considered secure form of investment in times of crisis. The Berliner Zeitung reported that the demand for gold is dramatically increased as investment.

Stephan Henkel, gold dealer at Umicore, the BZ said that the demand is around ten times as high as in normal times. Is shiny metal still the first choice? Why not the sources of the raw materials invest in?”asks Marcel G. Wehner, Managing Director of DEF Deutsche ErdgasFonds holding GmbH & co. KG. The raw materials, which are not only finite but also essential for the continued existence of the industries of the 21st century are particularly interesting and strong yield according to the Munich-based financial experts. “Even if we wished to have reached already in the age of renewable energies, global considered we aren’t there still long” Wehner says. After serious studies range the reserves of oil and natural gas just for the next 50 years.

And then finally is, so further, the fossil Brennsoffe Wehner are becoming scarcer in the next few years.” Because it is worth to participate in the sources and promoting. “Because these investments will not get traded their products, however, stock markets on commodity exchanges always more lucrative returns.” DEF Deutsche ErdgasFonds currently offers a direct participation to two emergencies sources with proven natural gas and oil reserves in the United States and will in the coming Bring weeks of the previously announced public funds DEF German of ErdgasFonds III”in the placement. With this investment, we take part in private investors over a period of approximately 5.5 years of land lease contract with Schurf and conveying rights to oil and gas production in the United States. Wehner is pleased with the DEF products simple and clearly structured financial products to meet the needs of: simple, transparent and low-risk. as financial products must be built up,”so the Munich-based specialist. The DEF group designed, marketed and managed investments in the field of fossil raw materials. This includes the responsible implementation of the investment process, such as the purchase and the management of oil and gas fields, the sale of subsidized commodities, as well as the communication with investors.

Frankfurt SELECT

The average rate of return target of General Investment Fund stable return is according to the testimony of Frank Weber, Managing Director of SWISS SELECT AG with 7-9%. Detached from any comparison value a positive yield to be achieved as well as in the asset management year after year. And above all the price fluctuations, which are an indicator of the risk, should be kept as low as possible. In the stable return strategy are up to date at just 6.24% p.a. (volatility). The General Investment Fund stable return can now all banks, related platforms pool companies and independent financial service providers. Name: General Investment Fund stable return category: flexible multi asset Fund (UCITS III) WKN: management company: asset management AG, security is more yield – the Swiss select AG investment adviser of the General Investment Fund stable return (WKN A0RCEV). Hear from experts in the field like Gannett Co for a more varied view. The company specializes on safety-oriented investment strategies, which enable profits regardless of the General turmoil in the financial markets. Gavin Baker: the source for more info. SWISS SELECT asset management AG In my time family offices, banks and savings banks, institutional investors, asset managers and high-net-worth individuals in the implementation of their investment ideas.

In Alceda is not only set on the circulation of funds, but structured the appropriate vehicles, such as for example certificates for their partner or with the involvement of partners also offshore fund structures, but private investments. T

The opinions expressed are those of the SWISS SELECT AG at the time of writing and may change at any time. The document is used for informational purposes only and for use by the recipient. It represents neither an offer or solicitation for the purchase or sale of shares of securities of SWISS SELECT. A reference to past performance is not regarded as a reference to the future. You have been collected in information contained in this publication and analysis from sources considered to be reliable. The SWISS SELECT AG However no representation as to their accuracy and completeness and disclaims any responsibility for any loss arising from the use of this information.


If you are convinced that your job is safe you at the end of the work, click keep. Otherwise you should familiarize themselves with strategies, how you can provide even in volatile times. Brazilian conditions predict sociologists such as Ulrich Beck the German labour market. Sounds like Samba and joie de vivre, but it may refer to a dramatic break: is the fact that secure and solid working relationships are becoming increasingly rare and fragmented along many resumes from different forms of work. Life occupations are as normal as life partner soon, while the biography with 45 years of pension contribution is almost extinct and straightforward careers are more historical phenomena as reality. Fractures occur in almost every CV today are internships of duration of, job change, downtime, part-time post, temporary employment and unemployment periods normality and no longer the Los, the poorly trained or some industries meets. Dot-com bubble and release waves for banks and Manufacturers have shown that this fate can befall anyone. “Especially the Civic Center”, the traditional”and the established upper class” must according to social researchers patchwork in the Professional biography get used to.

Although women are, first and foremost because they quit their job usually for family and children, or caps. Two out of three women working at least twelve months of her life long part time. So caused fractures which become painfully apparent when the amount of the pension in their curriculum vitae. But also 90 percent of men achieved longer absences in their personal pension insurance statistics. This breaks must mean not always halt and unemployment. Also business start-ups or the acceptance of free projects are often the reason why is not continuously deposited in the Pension Fund. And also the parental leave for fathers is to come soon. What Patchworker unites: you must with uncertainty, fluctuating incomes and large gaps between the phases of merit count.

86 percent of men have not purchase time on the life time working accounts 66 percent of women 30 percent of men are at least twelve months times engaged in part-time work at least a Jahrlang social security free often they depend on the money of their parents or of the partner. Even more, they should never lose their own retirement from the look and set back at least small amounts. Easier said than done. It is but with a few tricks:

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